Credit Repair with ZERO Up-Front Fees! No matter what service plan you select, we must complete the work before you pay! Step 1 Complete Survey We call this the “My Why” because it is your reason for fixing your credit. This helps us understand your situation so we can provide you with the most effective service possible. Step 2 Service Plan Selection You'll be able to go through our service plan selection and choose one that is most ideal for you. Please choose only the plan(s) you need. You never pay for credit repair in advance. Step 3 Onboarding Call After selecting your plan and signing the service agreement(s), you'll book an appointment to speak to one of our consultants who will be onboarding you into our program.